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HOME LOAN

Address

1 Alhambra Plaza, Floor PH, Coral Gables, FL 33134
(786) 414-4309
info@calculatingamortgageloan.com

Disclaimer:

Calculate a mortgage loan 2025

Calculating A Mortgage Loan does not guarantee mortgage loan approval. All loans are subject to credit, income, and investor loan guidelines. Equal Housing Opportunity.

Company License 1889418 OnMortgage LLC. FL Mortgage Broker License MBR3482, Corporation License #1889418, Michigan FL0025227, SR0025228, Other trade names include Miami Mortgage Broker, My Miami Mortgage Broker,

Calculating A Mortgage Loan. www.nmlsconsumeraccess.org to NMLS Consumer Access. Calculating A Mortgage Loan is located at 1 Alhambra Plaza, Floor PH, Coral Gables, FL 33134

Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with an OnMortgage LLC loan advisor for more specific information. Message and data rates may apply from your service provider.

Loan and Mortgage Product Information:

FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed or paid at closing. Additionally, an FHA annual mortgage insurance premium (MIP) paid monthly will apply.
For Adjustable-Rate Mortgage (ARM) products, the interest rate is fixed for a set period before adjusting periodically thereafter. At the end of the fixed-rate period, interest and payments may increase or decrease according to future index rates. The APR may increase after loan closing.
For down payments less than 20% on conventional loans, mortgage insurance (MI) may be required, and MI charges may apply. Certain loan products may require income limits and homebuyer education courses.

Important Notices:

Servicemembers and Their Dependents: If you are eligible for benefits under the Servicemembers Civil Relief Act (SCRA), refinancing may not be advantageous. If you have questions about SCRA benefits or refinancing, please discuss them with your OnMortgage LLC loan advisor.
The amount you save on a refinanced mortgage may vary. Extending the loan term may result in additional interest charges.
Tax Notice: OnMortgage LLC does not offer tax advice. Please consult your tax advisor regarding the deductibility of interest for home improvements.
Debt Consolidation Information: Savings on debt consolidation may vary by loan. Since a home loan or cash-out refinance may have a longer term than some of the debts being consolidated, you may not realize savings over the entire term of the new loan. Your new loan may also require increased premiums for mortgage insurance, hazard insurance, or flood insurance, which would affect your monthly payments. Certain federal loans, including federally guaranteed student loans, come with benefits that may be impacted if you consolidate.

Preapproval Disclaimer:

A preapproval is based on a review of income and asset information you provide as well as information appearing on your credit report. A preapproval letter is not a loan commitment or a guarantee for loan approval. A loan commitment may be issued after a full underwriting review, which includes property valuation and, if applicable, investor approval. Terms may change based on this review. Preapprovals are not available for all loan products and may expire after 90 days. All home mortgage products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations may apply.